ASD Installment in Electricity Bill: Complete Guide

Have you ever noticed an extra charge called ASD installment in your electricity bill? Many consumers in Bangalore, especially under BESCOM (Bangalore Electricity Supply Company Limited), come across this line item but don’t fully understand it.

ASD means Additional Security Deposit. Instead of asking customers to pay it as a one-time lump sum, BESCOM sometimes allows them to pay the amount in installments. This option is known as the ASD installment in electricity bill.

This blog breaks down everything you need to know: what ASD installments are, why BESCOM collects them, how the calculation works, and how you can manage and pay them without stress.

What Is ASD in Electricity Bill?

ASD (Additional Security Deposit) is a refundable deposit that BESCOM asks every consumer to maintain. BESCOM calculates it based on your average electricity usage and collects the difference if your deposit falls short.

When your revised ASD is higher than the current balance, BESCOM demands the difference. To make payments easier, BESCOM splits the required amount into smaller parts across multiple bills. That’s the ASD installment.

Why Does BESCOM Collect ASD Installments?

• Consumer Convenience: You pay in smaller portions instead of one heavy lump sum.

• BESCOM Security: The utility gradually builds the required deposit.

• Transparency: You clearly see how much you pay as ASD in every bill.

How Does BESCOM Calculate ASD Installment?

1. BESCOM reviews your average monthly consumption from the past 12 months.

2. Required ASD = 2 × average monthly bill.

3. If your existing deposit is lower, BESCOM asks for the difference.

4. Instead of collecting the full amount in one bill, BESCOM divides it into installments.

Example:

• Average bill = ₹2,000

• Required ASD = ₹4,000

• Existing deposit = ₹1,000

• Additional ASD required = ₹3,000

• BESCOM may collect ₹500 each month for 6 months as ASD installment.

Where Can You See ASD Installment in Your Bill?

Check your monthly BESCOM electricity bill download PDF. You’ll see a separate line under “Charges” or “Other Components” labeled ASD Installment. That’s the portion collected for that cycle.

How to Pay ASD Installment Online

BESCOM Portal

1. Visit bescom.karnataka.gov.in.

2. Enter your Consumer ID and view your bill.

3. The ASD installment already appears in the total.

4. Pay with net banking, UPI, or cards.

Payment Apps

Apps like Paytm, PhonePe, Google Pay, and Amazon Pay include ASD installment amounts in the total bill. You don’t need to pay separately—it’s auto-integrated.

What If You Don’t Pay ASD Installment?

• The unpaid portion rolls over to your next bill.

• Repeated non-payment may push BESCOM to mark your account as a defaulter.

• In extreme cases, BESCOM can disconnect your supply until you clear installments.

Benefits of Paying ASD in Installments

• Financial Flexibility: You handle smaller amounts instead of one big payment.

• Ease for Families: Low-income households manage better.

• No Supply Disputes: Paying ensures continued electricity service.

• Refundable Later: When you close your account, BESCOM refunds the deposit.

ASD Installment vs Lump Sum

Case Study: Household Paying ASD Installment

A family in Bangalore had to deposit ₹4,800 as ASD. Instead of demanding it upfront, BESCOM divided it into 8 installments of ₹600 each. The family paid it easily along with their monthly bill without financial stress.

How to Track ASD Installments

• Check your electricity bill download PDF every month.

• Look for the ASD Installment line.

• Keep a record to confirm all installments add up correctly.

Common Concerns From Consumers

• “Why is my bill higher suddenly?” Because BESCOM added ASD installment temporarily.

• “Will ASD reduce my monthly bill later?” No, it’s a deposit, not a discount.

• “Can I pay ASD at once instead of installments?” Yes, you can pay the full amount upfront if you prefer.

Why Awareness About ASD Installment Matters

• Prevents confusion when bills show unexpected increases.

• Helps households plan their monthly budgets.

• Ensures uninterrupted electricity supply.

The Future of ASD Installments in BESCOM Bills

With stronger digital systems, BESCOM may soon:

• Provide detailed installment schedules online.

• Let consumers choose between lump sum and installment mode during payment.

• Integrate ASD deposits with mobile apps for better tracking.

FAQs

Q1. What is ASD installment in my bill?
It’s a part of the Additional Security Deposit collected monthly instead of all at once.

Q2. Is ASD installment refundable?
Yes. When you close your BESCOM account, BESCOM refunds the entire ASD, including installments.

Q3. Can I avoid ASD installment?
No. Unless you pay the full ASD upfront, you must follow installments.

Q4. How long do ASD installments last?
It depends on the total ASD required—spread across several months.

Q5. Where can I check ASD installment details?
In your BESCOM electricity bill download PDF, under the charges section.

Conclusion

The ASD installment in electricity bill makes paying security deposits easier and less stressful. Instead of handling a large lump sum, you pay smaller amounts across months. By checking your BESCOM electricity bill download PDF regularly, you can track these charges and plan your payments wisely.

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